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    • Refinance Break Even
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CALCULATORS

FIND OUT HOW MUCH YOU CAN AFFORD

The following online calculators serve as helpful tools during the mortgage process.

Payment / Amortization Calculator

Calculate your monthly payment and see how the principal is paid over time.

Rent vs Own Calculator

Calculate the difference between renting and buying a home.

Annual Percentage Rate Calculator

Calculate the APR for fixed-rate or adjustable-rate loans.

Debt Consolidation Calculator

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings Calculator

Find out how soon you can pay off your mortgage by making a prepayment.

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

Tax Savings Calculator

Determine the estimated tax savings with a new loan.

  • Privacy Policy
  • LEGAL STATEMENT

NMLS     |     FAIR LENDER     |     FAIR HOUSING

First State Bank Mortgage is a division of First State Bank of St. Charles, MO. NMLS #416668, and licensed to lend in 50 states. Equal Housing Lender. Member FDIC This is not a loan commitment or guarantee of any kind. All loans subject to approval. Programs, rates, terms and conditions are subject to change without notice. First State Bank Mortgage, 2850 West Clay, St. Charles, MO 63301. This email was sent as part of my effort to maintain our relationship and keep you well informed of market conditions. It could be interpreted as a commercial message. 
NOTICE: First State Bank of St. Charles, MO is not responsible for and has no control over the subject matter, content, information, or graphics of the websites that have links here. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. You should be advised that the First State Bank of St. Charles, MO privacy policies do not apply to the linked websites and that a viewer should consult the privacy disclosure on the site for further information.

(Corporate Office)

2850 West Clay, St. Charles, MO 63301

(636) 940-5626 

NMLS     |     FAIR LENDER     |     FAIR HOUSING

First State Bank Mortgage is a division of First State Bank of St. Charles, MO. NMLS #416668, and licensed to lend in 50 states. Equal Housing Lender. Member FDIC This is not a loan commitment or guarantee of any kind. All loans subject to approval. Programs, rates, terms and conditions are subject to change without notice. First State Bank Mortgage, 2850 West Clay, St. Charles, MO 63301. This email was sent as part of my effort to maintain our relationship and keep you well informed of market conditions. It could be interpreted as a commercial message. 
NOTICE: First State Bank of St. Charles, MO is not responsible for and has no control over the subject matter, content, information, or graphics of the websites that have links here. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. You should be advised that the First State Bank of St. Charles, MO privacy policies do not apply to the linked websites and that a viewer should consult the privacy disclosure on the site for further information.